Business Checking Options

Business Checking

An account designed for businesses having low debit transaction volumes (fewer than 500 debit transactions per month).

  • Minimum opening deposit of only $500.00
  • Maintain a minimum daily balance of $500.00 each day of the statement period to avoid a monthly maintenance fee of $10.00
  • If the account has over 500 debit transactions, a per debit item fee of $0.25 is charged for every debit item over 500
  • Free Online Banking, Bill Pay, and Telephone Banking
  • Monthly statements or e-statements are provided with check images
  • Business owners are eligible for a Premier Investment Checking account

Non-Profit Interest Bearing Checking

An interest bearing account specifically for qualifying non-profit organizations.  Any organization operated primarily for religious, philanthropic, charitable, educational, or similar purpose is eligible for this account.

  • No minimum opening deposit
  • No minimum balance requirement
  • No monthly service charge
  • Unlimited check writing capability
  • Free Online Banking and Telephone Banking
  • Interest is credited monthly
  • Monthly statements or e-statements are provided with check images

Non-Personal Investment Checking

An interest bearing account designed for sole proprietors and qualifying non-profit organizations.

  • Minimum opening deposit of only $600.00
  • Maintain a minimum daily balance of $600.00 each day of the statement period to avoid the $10 monthly maintenance fee
  • This account has unlimited check writing privileges
  • Free Online Banking, Bill Pay, and Telephone Banking
  • Interest is credited monthly
  • Interest rate tiers:
  • $600.00 – $2,499.99
  • $2,500.00 – $9,999.99
  • $10,000.00 – $24,999.99
  • $25,000.00 – $49,999.99
  • $50,000.00 – $99,999.99
  • $100,000.00 – $249,999.99
  • $250,000.00 and over
  • Monthly statements or e-statements are provided with check images

IOLTA Services

An interest bearing account designed for lawyers and law firms only.  Attorneys may use this account to participate in the IOLTA program set up by the State Bar Foundation in the state where we open your account.  The program invests clients’ long-term and short-term funds.  The interest earned on the account, less service charges, is sent to the State Bar Foundation.

  • Minimum opening deposit of only $500.00.
  • Maintain a minimum daily balance of $500.00 each day of the statement period to avoid the monthly maintenance fee of $10.00
  • Incoming wire fees waived
  • Free Online Banking and Telephone Banking
  • Interest is credited monthly
  • Monthly statements or e-statements are provided with check images
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