Personal Checking Options

Flex Checking

An account designed for individuals who prefer the convenience of unlimited check writing with no minimum daily balance required.

  • Minimum opening deposit of only $100.00
  • No minimum daily balance required
  • Overdraft Protection is available, subject to credit approval
  • Debit card upon approval*
  • Free Online Banking and Bill Pay
  • Free 24 hour Telephone Banking
  • Monthly statements or e-statements are provided with check images

 

Investment Checking

An interest bearing account designed for individuals who prefer to earn a variable rate of interest with unlimited check writing.

• Minimum opening deposit of only $100.00

• Maintain a minimum daily balance of $600.00 each day of the statement period to avoid a monthly maintenance fee of $10.00.

• Overdraft Protection Line of Credit is available, subject to credit approval.

• Debit card upon approval*

• Interest paid on balances over $600

• Interest is credited monthly

Interest rate tiers:

$600.00 – $2,499.99

$2,500.00 – $9,999.99

$10,000.00 – $24,999.99

$25,000.00 – $49,999.99

$50,000.00 – $99,999.99

$100,000.00 – $249,999.99

$250,000.00 and over

• Free Online Banking and Bill Pay

• Free 24 hour Telephone Banking

• Monthly statements or e-statements are provided with check images

Premier Investment Checking

A high interest bearing account designed for individuals who prefer to earn a variable rate of interest with unlimited check writing and extra benefits.

• No minimum opening deposit

• No minimum daily balance and no monthly service charge

• Overdraft Protection Line of Credit is available, subject to credit approval

• Debit card upon approval*

• Interest is credited monthly

Interest rate tiers:

$0.00 – $2,499.99

$2,500.00 – $4,999.99

$5,000.00 – $9,999.99

$10,000.00 – $24,999.99

$25,000.00 – $49,999.99

$50,000.00 and over

• Free Online Banking and Bill Pay

• Free 24 hour Telephone Banking

• Monthly statements or e-statements are provided with check images

With Direct Deposit:

• Free 3×5 safety deposit box for 2 years (while supplies last)

• Free checks for life**

 

*Your Tidelands debit card can be used for point-of-purchase sales and at any available ATM in the USA with no fees. Additional fees may apply to international ATM transactions.

**No charge for standard checks as long as the account is active. Additional check customization extra.

 

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