Personal Savings Options

Personal Savings

An interest bearing account designed for Tidelands Savers.

  • Minimum opening deposit of only $100.00
  • Maintain a minimum daily balance of $100.00 each day of the statement period to avoid a monthly service charge of $5.00
  • This account is limited to six (6) withdrawals per calendar month An excessive withdrawal fee of $10.00 will be assessed when account limitations are exceeded*
  • May be used for Overdraft Protection
  • Free Online Banking and Telephone Banking
  • Interest is credited quarterly
  • Printed quarterly statements or e-statements are provided (monthly if electronic activity or combined monthly with other accounts)
  • For account holders 18 & under (Minor Accounts) a minimum daily balance is not required.

 

*Additional restrictions may apply.  Certain transfers/withdrawals may be exempt from limitations. Use of this account is governed by federal regulation.  Continued excessive transactions could lead to account closure.  See an Tidelands Bank Personal Banker for more information.

Money Market Investment Account

An interest bearing account designed for individuals who maintain higher balances and would like to earn higher interest rates.

• Minimum opening deposit of only $1,000.00

• Maintain a minimum daily balance of $1,000.00 each day of the statement period to avoid a monthly service charge of $15.00

• This account is limited to six (6) transfers/ withdrawals per statement cycle. These may be by check, draft, debit card payment or similar instrument to third parties.*

• May be used for Overdraft Protection

• Free Online Banking and Telephone Banking

• Printed monthly statements and e-statements are provided with check images

 

*Additional restrictions apply. Certain transfers/withdrawals may be exempt from limitations. An excessive withdrawal fee of $10 per item per statement cycle will be assessed when account limitations are exceeded. Use of this account is governed by federal regulation. Continued excessive transactions could result in account closure. See a Tidelands Bank Personal Banker for more information.

 

Certificates of Deposit

At Tidelands Bank we make investing easy.

We offer a large variety of CD products.  All CDs require a minimum $1,000 initial deposit.

Terms range from 7 days to 5 years:

  • 7 Days
  • 1 – 2 Month
  • 3 Month
  • 4 – 5 Month
  • 6 Month
  • 7 Month
  • 8 – 11 Month
  • 12 Month
  • 13 Month
  • 14 – 23 Month
  • 18 Month
  • 24 – 35 Month
  • 36 Month
  • 60 Month

IRA

  • Our IRA terms range from 3 months to 60 months. We offer Traditional, Roth, and SIMPLE IRAs. All IRAs require a minimum  $1,000 initial deposit.

 

Contact us for the most current rate on any of our CDs or IRAs.

Premier Money Market Investment Account

An interest bearing account designed for individuals who maintain higher balances and would like to earn higher interest rates.

• Minimum opening deposit of $50,000.00

• Maintain a minimum daily balance of $1,000.00 each day of the statement period to avoid a monthly service charge of $15.00

• This account is limited to six (6) transfers/ withdrawals per statement cycle. These may be by check, draft, debit card payment or similar instrument to third parties.*

• May be used for Overdraft Protection

• Free Online Banking and Telephone Banking

• Printed monthly statements and e-statements are provided with check images

 

*Additional restrictions apply. Certain transfers/withdrawals may be exempt from limitations. An excessive withdrawal fee of $10 per item per statement cycle will be assessed when account limitations are exceeded. Use of this account is governed by federal regulation. Continued excessive transactions could result in account closure. See a Tidelands Bank Personal Banker for more information.

 

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