Personal Checking Options
A high interest bearing account designed for individuals who prefer to earn a variable rate of interest with unlimited check writing and extra benefits.
• No minimum opening deposit
• No minimum daily balance and no monthly service charge
• Overdraft Protection Line of Credit is available, subject to credit approval
• Debit card upon approval*
• Interest is credited monthly
Interest rate tiers:
$0.00 – $2,499.99
$2,500.00 – $4,999.99
$5,000.00 – $9,999.99
$10,000.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 and over
• Free Online Banking and Bill Pay
• Free 24 hour Telephone Banking
• Monthly statements or e-statements are provided with check images
With Direct Deposit:
• Free 3×5 safety deposit box for 2 years (while supplies last)
• Free checks for life**
*Your Tidelands debit card can be used for point-of-purchase sales and at any available ATM in the USA with no fees. Additional fees may apply to international ATM transactions.
**No charge for standard checks as long as the account is active. Additional check customization extra.