Personal Savings Options
An interest bearing account designed for individuals who maintain higher balances and would like to earn higher interest rates.
• Minimum opening deposit of $50,000.00
• Maintain a minimum daily balance of $1,000.00 each day of the statement period to avoid a monthly maintenance fee of $15.00
• This account is limited to six (6) transfers/ withdrawals per monthly statement cycle. These may be by check, draft, or similar instrument to third parties*
• An excessive withdrawal fee of $10.00 per item per statement cycle will be charged after the allowed six (6) transactions*
• May be used for Overdraft Protection
• Interest is credited monthly
Interest rate tiers:
$0.00 – $49,999.99
$50,000.00 and over
• Free Online Banking and Telephone Banking
• Monthly statements or e-statements are provided with check images
*Additional restrictions apply. Certain transfers/withdrawals may be exempt from limitations. Use of this account is governed by federal regulation. Continued excessive transactions could result in account closure. See a Tidelands Bank Personal Banker for more information.